You can Afford Your Education


Whether you are new to Canada, returning to school after being in the workforce, or have attended high school and received your diploma, we have options to meet your needs. 


Monthly Payment

A monthly payment plan can be arranged to suit your needs. Tuition costs are divided into monthly payments throughout your program. The first payment is due on the first day of classes, and the final payment is due approximately one month prior to completion of your studies. Payments are interest free while you are an active student. All students are automatically eligible for monthly payment plans with no credit check or co-signer required.

Extended Monthly Payment Plan

For students who qualify, monthly payment plans may be extended beyond the end of your student period. Newcomers to Canada can be approved with no Canadian credit history. A credit check is required and some conditions apply.

LifeLong Learning Plan

The Canada Revenue Agency Lifelong Learning Plan (LLP) allows you to withdraw amounts from your RRSP’s to finance your education for you or your spouse (or common law partner). You may withdraw up to $10,000 per year, and up to a total maximum of $20,000. For more information visit the Canada Revenue Agency website.

Under 30 or have a disability?

The Gateway Opportunities Program is a free service that assists individuals with disabilities in seeking and obtaining meaningful employment.


· A person who self –identifies with having a disability;
· Aged 18+ years and unemployed;
· Legally entitled to work in Canada; Canadian citizens, permanent residents or persons who have been granted refugee status in Canada (with a notice of decision);
· Not eligible for assistance under Employment Insurance (EI) benefits, and has not collected EI in the last 5 years
· Willing to commit to attending pre-employment skills development sessions (group sessions or one-on-one sessions) in the Greater Toronto Area.
· Able to seek fulltime employment

Out of Province Students

Financial assistance may be available for out of province students who qualify.  For a list of provincial offices, please visit the Government of Canada CanLearn website.

Student Lines of Credit

Most major banks and credit unions offer student lines of credit to finance post-secondary education. We can provide you contacts at financial institutions to find out more information.

Registered Education Savings Plans

Students who have been named a beneficiary under a family member’s Registered Education Savings Plan (RESP), may use funds from the RESP to finance their education at PTC. For more information, please contact the financial institution holding the RESP and visit the Government of Canada CanLearn website.

Employment Ontario and Second Career

The Ministry of Training, Colleges & Universities administers programs, such as Second Career, to assist individuals who are unemployed or who have qualified for Employment Insurance. Students may qualify for post-secondary education financing through Second Career or other programs managed by MTCU.

For more information, call us 1.888.711.3271

HigherEd Points

Fund your tuition fees with Aeroplan® Miles, TD Points and/or CIBC Aventura® points. Students, family members, and friends are able to convert these loyalty points to cover tuition fees.

Use your Aeroplan Miles or TD Points to pay down your tuition!

35,000 Aeroplan Miles = $250.00
62,500 TD Points = $250.00

The Gift of Education

Your friends and family can donate their Aeroplan Miles or TD Points to you too. Since there is no limit to the number of points each student can use – you can completely pay off your tuition if you collect enough points!

To find out more, or to start redeeming points today, visit HigherEdPoints and set up your free account.


Personal Support Worker Program Qualifies For a Grant & a Loan!

In partnership with St. Joseph's Care Group in Thunder Bay, PTC is offering an exciting initiative that will allow you to get a $3000 tuition grant and a $1000 loan (for a total of $4000) for our Personal Support Worker program, with employment commencing shortly after graduation!*
*Conditions apply. Contact us today for more information.



We Accept All the Following Payment Methods

- Pre-authorized bank withdraws (for monthly payment plans)

- Pre-authorized credit card payments (for monthly payment plans)

- Credit Cards: Visa, MasterCard and American Express

- PayPal

- Cheques, money orders and cash